Univision Financial Marketing, Inc Privacy Policy

Effective as of January 1, 2014

This is the Privacy Policy for Univision Financial Marketing, Inc. (“we”). This Privacy Policy applies to all information we collect online and offline from and about individual consumers, including via www.authenticdetroitredwingsshop.com (“our Site”) as well as via other acquisitions and marketing channels (e.g., direct mail, paper and phone enrollments, cross-sell programs, affiliate marketing, ClubUnivision.com, Ufertas.com, our Merchants (as defined in Section 4) and Business Partners (as defined in Section 4), etc.), whether existing now or in the future (collectively “Other Channels”). As used in this Privacy Policy, “our Site” also includes any and all WAP and mobile versions of our Site, as well as any and all extensions of our Site on third-party social networking sites and user-generated content hosting sites (e.g., Facebook and Twitter), whether existing now or in the future.

This Privacy Policy informs users of our Site and Other Channels (collectively "Users" and individually “User” or “you”) what information may be collected from and/or about Users on our Site and/or Other Channels, how such information may be used and shared, and the choices Users have regarding their information. By submitting your information on our Site and/or Other Channels, you expressly give us permission to receive, store, and use such information in accordance with this Privacy Policy.

Notice To All Users:

We use a variety of third party vendors and service providers to provide operational services and support for our Site and/or Other Channels, including collecting, storing and using User information on our behalf, as well as to approve, process and fulfill your transactions for products and services offered on or through our Site and/or Other Channels. For example, if you sign up for the Univision Mastercard Prepaid Card, we contract two financial institutions, The Bancorp Bank or by MetaBank®, to issue you the card and to operate and manage your card account, and we also contract with a third-party vendor to prepare, print, package and deliver the card to you and to process card transactions and perform related data services for The Bancorp Bank, MetaBank® and us.

Notice To California Residents - Your California Privacy Rights:

Effective January 1, 2005, under California Civil Code Section 1798.83 (known as the "Shine the Light" law), if an individual who is a California resident has provided personal information to a business in connection with a business relationship that is primarily for personal, family, or household purposes, and if that business has within the immediately preceding calendar year disclosed such an individual's personal information to a third-party and knows or should have known that such third-party used the information for its own direct marketing purposes, then that business is obligated to disclose in writing to such individual upon request, what personal information was shared and with whom it was shared. A business may comply with this law by: (1) having EITHER a published privacy policy of not sharing a customer’s personal information for third-parties’ direct marketing use unless the customer has first affirmatively opted in to such sharing OR a published privacy policy of not sharing a customer’s personal information for third-parties’ direct marketing use if the customer has opted out to prevent his/her personal information from being shared for direct marketing use; AND (2) notifying the customer of his/ her right to opt out and providing a cost-free means for the customer to exercise that right.

Any request for a disclosure required under this law should be sent to us via email at mistarjetas1@univision.net. Please note that under this law, we are not required to respond to a customer‘s request more than once in a calendar year, nor are we required to respond to any request that is not sent to the email address designated above.

California residents may also learn how we respond to Do Not Track (“DNT”) signals.  As the technology is evolving for recognizing and interpreting DNT signals, and no uniform standard has yet been set, we are not currently responding to DNT signals but remain open to following the technological standard once those are issued.

1. Changes to Privacy Policy

We may change this Privacy Policy from time to time. When we do, we will inform you by posting a notice on our Site and/or through Other Channels. If you are a registered member of our Site, we may notify you of the changes to this Privacy Policy via email and/or may ask you to affirmatively acknowledge and consent to such changes (e.g., by checking a box or clicking a button) at the time of your next account login on our Site. Your continued use of our Site after such changes will be subject to our Privacy Policy that is current as of the time of such continued use. We also may notify you of the changes to this Privacy Policy via US mail. We encourage you to periodically review this Privacy Policy to stay informed on how we collect, use, and disclose personal information.

2. Types of Information We Collect

2.1 Personally Identifiable Information ("PII"). This is information that can identify or is linked to a specific User. When you engage in certain activities on our Site and/or Other Channels, such as requesting a card via enrollment, creating an account, ordering a product or service, submitting content and/or posting content in discussion forums, entering a contest or sweepstakes or taking part in a particular marketing promotion, filling out a survey, posting a review, submitting your feedback, requesting information about our services, posting a video or signing up for special offers through our Site and/or Other Channels (collectively, "Identification Activities" and each, an "Identification Activity"), we may ask you to provide certain PII about yourself. It is optional for you to engage in an Identification Activity. If you elect to engage in an Identification Activity, however, we may ask you to provide us with certain PII, such as your first and last name, mailing address (including zip code), email address, telephone number, and date of birth. Depending on the activity, some of the information we ask you to provide is identified as mandatory and some is identified as voluntary. If you do not provide the mandatory information for a particular activity that requires it, you will not be permitted to engage in that activity.

In addition, please note that if you use our Site and/or Other Channels to send information about a product or service to another person (e.g., a friend, a family member, etc.), we will also collect PII of that other person to the extent disclosed by you.

2.2 Aggregate and Anonymous Information (“AAI”). This is any information that cannot identify or be linked to a specific User. For example, we may collect anonymous group data (demographics, interests and preferences, etc.) about our Users. We also collect aggregate traffic data pertaining to our Site and/or Other Channels, such as: total page views in a given time period; total impressions per ad; average amount of time that visitors spend on the site each time they visit; average amount of time that visitors spend on each page of the site; percentage of visitors from a certain geographical area, etc. Moreover, we may combine “User Activity Information” (as defined in Section 2.3 below) about our Users to generate aggregate information that reflects activities, habits, preferences, interests, etc. about our Users as a group. In addition, we may take PII and make it non-personally identifiable, such as by aggregating your information with information about other individuals, or by removing personally-identifiable elements (such as names) so as to “anonymize” or “de-personalize” your information.

2.3 User Activity Information (“UAI”). This refers to information collected about User activities on our Site and/or Other Channels, including activities and transactions on products purchased using the Univision Mastercard Prepaid Card. For example, the web servers for our Site may automatically collect and log “clickstream data” for all visitors to our Site, such as IP addresses (which are numerical numbers that are automatically assigned to users’ computers and mobile devices when they are surfing the Internet), page requests, pages visited, content viewed, clicks and search queries made, etc. We also use cookies and similar technologies to collect UAI on our Site (see Section 8 of this Privacy Policy for more information).

If and to the extent we use any UAI in a manner that identifies a specific user individually (e.g., if we link or associate such information with a user’s name or address), it will be treated as PII. Otherwise, all UAI will be treated as AAI.

3. What We Do With the Information

3.1 Our Use of PII. If you provide PII to us or to one of our Merchants (as defined in Section 4 below), Business Partners (as defined in Section 4 below) or Third Party Service Providers (as defined in Section 4 below) in connection with an Identification Activity, we (an/or such Merchant, Business Partner or Third Party Service Provider) will use the information to process, administer, manage, and communicate with you regarding such Identification Activity. For example: (1) if you register to create an account on our Site, we will use your information to set up, administer, service, and communicate with you regarding, your account; (2) if you register to enter one of our contests or sweepstakes, we will use your information to process your entry and to conduct and administer the contest or sweepstakes (including communicating with you in the event you are selected as a winner); (3) if you submit a request or inquiry to us, we will use your information to communicate with you regarding your request or inquiry; (4) if you order a product or service on our Site, we will use your information to process and fulfill your order, to communicate with you regarding the same, and to provide customer service to you; (5) if you use one of our Site to send information about a product or service to another person (e.g., a friend, a family member, etc.), we will use that other person’s PII to allow him/her to receive the information you requested we send; and (6) if you provide your email or postal address to us, we may use such address to send you notices of a transactional, administrative or relationship nature or as required by law, such as notification of a material change in this Privacy Policy and/or our Terms of Use and/or Terms of Sale, notification of an actual or suspected security breach that affects your information stored by or for us, public relations announcements, etc.

We may also use your PII for direct marketing and advertising purposes. For example, we may send you emails or direct mail regarding products and services, special offers, promotions, etc. Also, we may use your PII to provide you with interest-based ads (i.e., ads potentially relevant or tailored to your interests) on our Site.

Similarly, we may use your PII to provide you with an enhanced consumer experience. For example, if you purchase products using the Univision Mastercard Prepaid Card, we may use your cardholder UAI to determine the types of products and services in which you may be interested and then arrange to market or advertise to you similar or the same products and services.

We may also use PII to troubleshoot, resolve disputes, accomplish administrative tasks, contact you, enforce our agreements with you, including our Terms of Use and Terms of Sale and this Privacy Policy, comply with applicable law, and cooperate with law enforcement activities.

In addition, we may share PII with others as provided in Section 4 of this Privacy Policy.

3.2 Our Use of AAI. We use AAI to troubleshoot, administer our Site, analyze trends, gather demographic information, comply with applicable law, and cooperate with law enforcement activities. We may also share AAI with others as provided in Section 4 of this Privacy Policy.

4. Sharing of Information with Others

4.1We may share PII with Merchants. We work with various merchants (collectively “Merchants”) to offer Users special deals, including for collective/group purchases. Based on the type of action you initiate, we may share your PII with and/or receive PII from Merchants. Sharing this information will allow a Merchant to process and deliver your order as well as to market directly to you should it choose to do so. However, we will only share PII with a Merchant if you engage in an Identification Activity, and then only to the Merchant involved in that Identification Activity. We specifically disclaim any responsibility or liability for the actions of Merchants. While we inform Merchants that they are only permitted to communicate with you for the purposes of the specific promotion with our Site, we do not have any responsibility for the actions of Merchants, and the actions of Merchants are not in our control.

4.2 We may share PII with our Affiliates (as defined below). We may share PII with our Affiliates so that they can market and advertise products and services directly to our Users. As used herein, “our Affiliates” means any and all of our corporate affiliates (whether existing now or in the future), including (but not limited to) Univision Communications Inc., Univision Interactive Media, Inc. d/b/a Univision.com, The Univision Network Limited Partnership, Univision Television Group, Univision Radio, Inc., Univision Management Co., TeleFutura Network, TeleFutura Television Group, Inc., Galavision, Inc., Univision Studios, LLC, Univision of Puerto Rico, Inc., and Univision Financial Marketing, LLC.

4.3 We may share PII with Business Partners (as defined below). We may share PII with and/or receive PII from third parties with whom we and/or our Affiliates do business (collectively “Business Partners”) so that we and/or our Business Partners can market and advertise products and services directly to our Users. For example, if you sign up for the Univision Mastercard Prepaid Card, The Bancorp Bank or MetaBank® (which issue your card and operate and manage your card account) and Mastercard will both be considered our Business Partners. Our Business Partners also include third parties who place or serve or manage ads on our Site and/or Other Channels (collectively “Third-Party Advertisers”).

4.4 We may share PII with Third Party Service Providers. We use third parties to perform services and functions on our behalf in connection with our Site and/or Other Channels, such as processing card enrollments, card production and fulfillment, delivering packages, sending postal mail or email, administering contests or sweepstakes, data storage and security, data research and analysis, providing marketing assistance, providing search results and links, providing technical support and maintenance for our Site, troubleshooting, and providing customer service (collectively “Third Party Service Providers”). We may share PII with Third Party Service Providers who need to access such information in order to perform services and functions on our behalf in connection with our Site and/or Other Channels. For example, when you request a card through our enrollment request form, we release your PII to Third Party Service Providers to confirm enrollment for your order and, if applicable, release your name and address to Third Party Service Providers to process and deliver your order.

Generally, we require that Third Party Service Providers use our Users’ PII only for the purposes of performing services and functions on our behalf in connection with our Site and/or Other Channels and that they maintain the confidentiality, security and integrity of such information and not further disclose the information to others.

4.5 We may transfer PII in a business transfer. As with any other business, we could merge with, or be acquired, in whole or in part, by another company. If this occurs, the successor or acquiring company would acquire the information maintained by or for us, including Personally Identifiable Information. The privacy policy of the successor or acquiring company may govern further use of your information.

4.6 We may disclose PII under other circumstances. We may disclose PII if doing so is required by law or, in our good faith belief, is reasonably necessary to: (1) comply with legal process (including a court order or subpoena); (2) cooperate with law enforcement; (3) enforce this Privacy Policy and/or our Terms of Use and/or Terms of Sale; (4) respond to an emergency; or (5) protect the rights, property or safety of our Site, our Users, and/or the public.

4.7 Unrestricted disclosure of AAI. Given the anonymous, non-personally identifiable nature of AAI, there are no restrictions under this Privacy Policy on how we may use, disclose, sell, or otherwise share such information. For example, we may freely share AAI with our Affiliates, Merchants, and Business Partners who may use such data for their own marketing, advertising, research, or other business purposes. We may also freely share AAI with Third Party Service Providers in order for them to perform services to us.

5. Updating and Correcting Information

We believe that you should have the ability to access and edit the PII you provide us. You may change your PII by sending us an email at mistarjetas1@univision.net. You may also send your request in writing to us at PO Box 111 Presque Isle, ME 04769. Please indicate your name, address and email address, and what information you would like to update when you contact us.

We encourage you to promptly update your PII if it changes. You may ask to have the information on your account deleted or removed; however, because we keep track of past transactions, you cannot delete information associated with past transactions on our Site and/or Other Channels. In addition, it may be impossible for us to completely delete all of your information because we periodically backup information.

6. User Choices on Collection and Use of Information

Whether to provide PII is your choice, but you understand and acknowledge that without providing PII, you will not be able to engage in an Identification Activity on our Site and/or Other Channels.

As a condition of registration, enrollment and/or purchase on our Site and/or Other Channels, we will send you Transactional/Administrative Communications and Promotional Communications to your home. “Transactional/Administrative Communications” relate to a User’s activity on our Site and/or Other Channels, and include emails and/or direct mail regarding a particular User’s account, requests or inquiries, and purchases of products and services, notification of a material change in this Privacy Policy and/or our Terms of Use and/or Terms of Sale, notification of an actual or suspected security breach that affects Users’ PII stored by or for us. “Promotional Communications,” on the other hand, are emails and/or direct mail that advertise products, services, special offers, promotions, etc. from us, our Affiliates, Merchants and/or Business Partners.

Users cannot opt-out of Transactional/Administrative Communications. However, Users do have a choice with respect to Promotional Communications. If you do not want to receive Promotional Communications from us, you may elect to opt-out of receiving Promotional Communications at any time after registering by emailing us at mistarjetas1@univision.net, or by using the opt-out means (e.g., an “unsubscribe” link) provided in a Promotional Communication that you have previously received via email from us. You may also send your opt-out request in writing to us at PO Box 111 Presque Isle, ME 04769. When contacting us, please indicate your name, address, email address, and what Promotional Communications you do not want to receive.

Also, you can opt out of our marketing uses of your PII as well as our sharing of your PII with our Affiliates, Merchants and Business Partners for their marketing uses, by sending your request via email to us at mistarjetas1@univision.net. You may also send your opt-out request in writing to us at PO Box 111 Presque Isle, ME 04769. When contacting us, please indicate your name, address, email address, and that you want us to stop further use and sharing of your PII for marketing purposes. We will endeavor to honor your request as quickly as practicable. Your opt out election, once processed by us, will stop, on a going-forward basis, all further marketing uses and sharing of your PII by us.

IMPORTANT NOTE:

Your opt-out will NOT stop continued marketing uses of your information by those of our Affiliates, Merchants and Business Partners with whom we have already shared your information prior to your opt-out. To opt out of their further use of your information, you must contact them directly (or use the opt-out means provided by them). Also, if you participate in an event or a product/service offering that is co-sponsored by us with one or more third parties, you must contact our co-sponsor(s) directly in order to opt out of their use of your information for marketing purposes.

7. Security of Information

We take security seriously and take numerous precautions to protect the security of PII. You can access your PII on our Site through a user name and password (if you are a registered member of our Site). This password is encrypted. We recommend that you do not share your password with anyone. In addition, your PII resides on a secure server that only selected personnel and contractors have access to. We encrypt certain sensitive information using Secure Socket Layer (SSL) technology to protect your PII as it is transmitted to us.

Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we employ commercially reasonable security measures to protect data and seek to partner with companies, which do the same, we cannot guarantee the security of any information transmitted to or from the Site, and are not responsible for the actions of any third parties that may receive any such information.

By providing your email address to us on our Site and/or any of Other Channels, you acknowledge and agree that we may notify you by email in the event of a breach of security involving your PII stored by or for us.

8. Data Tracking

8.1 Cookies. To facilitate and customize your experience with our Site, we store cookies on your computer. A cookie is a small text file that is stored on a User's computer for record-keeping purposes which contains information about that User. We use cookies to save you time while using our Site, remind us who you are, and track and target User interests in order to provide a customized experience. Cookies also allow us to collect UAI from you, like which pages you visited and what links you clicked on. Use of this information helps us to create a more user- friendly experience for all visitors. Most browsers automatically accept cookies, but you may be able to modify your browser settings to decline cookies. Please note that if you decline or delete these cookies, some parts of our Site may not work properly.

You can set your browser to notify you when you are sent a cookie, giving you the chance to decide whether or not to accept it, or you can choose to routinely and manually delete the cookies stored in your computer. If you choose to disable or reject cookies, you may still enter our Site, but you may not have full access to all areas within our Site. For more information on how to manage cookies in your web browser, see AboutCookies.org.

8.2 Other Tracking Devices. We may use other industry standard technologies like pixel tags and web beacons to track your use of our Site pages and promotions, or we may allow our Third Party Service Providers to use these devices on our behalf. Pixel tags and web beacons are tiny graphic images placed on certain pages on our Site, or in our emails that allow us to determine whether you have performed a specific action. When you access these pages or open or click an email, pixel tags and web beacons generate a Non-Personally Identifiable notice of that action. Pixel tags allow us to measure and improve our understanding of visitor traffic and behavior on our Site, as well as give us a way to measure our promotions and performance. We may also utilize pixel tags and web beacons provided by others for the same purposes.

8.3 Use of Cookies & Other Tracking Devices by Third-Party Advertisers. Third-Party Advertisers, including so-called “network advertisers” or “ad networks”, may place or serve or manage ads on our Site. When you visit our Site, such Third-Party Advertisers may use cookies, web beacons and/or other tracking devices to collect UAI about your visits to our Site and to serve interest-based ads directly to your browser. We have no access to or control over cookies or other tracking devices used by Third-Party Advertisers. This Privacy Policy covers the use of cookies by our Site only and does not cover the use of cookies or other tracking devices by any Third-Party Advertisers. For more information regarding the data practices of some of these Third-Party Advertisers and how to opt out of their use of your information, please visit NetworkAdvertising.org/managing/principles.asp and NetworkAdvertising.org/managing/opt_out.asp.

8.4 Third Party Functionalities. Our Site contains links to and/or enables certain third-party functionalities to enhance your experience on our Site, including social plug-ins, tools and APIs. Prior to using any third-party functionalities (e.g., Facebook “Like” button) on our Site, you should consult the privacy notices of the third-party providers of such functionalities (e.g., Facebook), as we have no control over information that is submitted to, or collected by, such third parties, or how they may use the information. The privacy policies and data practices of such third parties may significantly differ from ours, and we make no representation or warranty whatsoever about their policies and practices. Your communications and interactions with such third parties are solely between you and them, and are at your own risk.

8.5 DoubleClick’s DART Cookie. Google, as a Third-Party Advertiser, uses cookies to serve ads on our Site. In particular, Google uses DoubleClick’s DART cookie that enables it to serve ads through DoubleClick’s ad-serving technology. Such cookie is placed on your computer when you are browsing the web and visit a site that supports ads delivered using DoubleClick’s ad-serving technology (including some Google AdSense advertisements). This cookie is a “persistent” cookie, meaning that it is saved into the cookie folder on your computer’s hard drive and will remain in that folder even after you close your web browser. This cookie is used to serve ads specific to you and your interests (“interest-based targeting”). The ads served will be targeted based on your previous browsing history. DoubleClick’s DART cookie uses “non- personally identifiable information”. It does NOT track Personally Identifiable Information about you, such as your name, email address, physical address, telephone number, social security number, credit card/debit card number, or other financial account information.

To opt-out of DoubleClick’s DART cookie and associated “interest based targeting” advertising, please visit DoubleClick.com/privacy/dart_adserving.aspx. PLEASE NOTE that if you erase or otherwise alter your browser’s cookie file (including upgrading certain browsers), you may need to opt out again. PLEASE NOTE also that opting out of the ad-serving cookie does not mean that you will stop seeing pop-up ads or banner ads embedded in websites! You can control many pop-ups by using free software available on the Internet or by disabling JavaScript on your browser.

If you wish to disable cookies selectively or entirely (see Section 8.6 below about Flash cookies or similar technologies), you may do so through your individual browser options or using special software. More detailed information about cookie management with specific web browsers can be found at the browsers' respective web sites. Alternatively you can use the guide at AboutCookies.org.

More information on the DoubleClick DART cookie which is used by Google in the ads served on publisher websites displaying AdSense for content ads can be found at DoubleClick.com/privacy/faq.aspx.

8.6 Flash Cookies. From time to time, we may or Third Party Advertisers may, use Flash cookies or similar technology for tracking purposes, saving preferences or when serving and managing ads on our Site. To learn more about what a “Flash cookie” (also known as "local shared object" or "LSO") is and does, please visit http://helpx.Adobe.com/flash-player/kb/disable-local-shared-objects-flash.html and Epic.org/privacy/cookies/flash.html.

You should know that Flash cookies cannot be rejected, disabled, turned off, opted out, or deleted in the same way as regular cookies such as HTML cookies. Flash cookies may remain on your computer even after you have rejected, disabled, opted out, or deleted regular cookies.

For information on how to manage and remove Flash cookies, please visit: http://helpx.Adobe.com/flash-player/kb/disable-local-shared-objects-flash.html or http://Macromedia.com/support/documentation/en/flashplayer/help/settings_manager06.html

9. Privacy Policies of Third Party Websites

Our Site and/or Other Channels may provide links to third-party websites (such as websites of our Merchants and Business Partners). Also, our Site and/or Other Channels may contain and/or display third-party ads (such as ads of our Merchants and Business Partners), and clicking or replying on such ads will take you to third-party websites. We have no control whatsoever over such third parties, their websites, or their products or services. Once you leave our Site and go to a third-party site or initiate communication with a third-party, this Privacy Policy will no longer apply, and any information collected from or about you on that third-party site will be governed by the privacy policy of that third party. Third-party sites do not follow our Privacy Policy and their privacy policies may be substantially different from this Privacy Policy. Such third-party sites may send their own cookies to you and may collect data from and/or about you and make use of that data in ways that our Site would not. You access such third-party sites, services or products entirely at your own risk. You should always read the privacy policy for a third-party site, service or product before disclosing any personal information on such site or in exchange for such product or service.

10. Miscellaneous

10.1 Children. Children's safety is important to us, and we encourage parents and guardians to take an active interest in the online activities of their children. Our Site is not directed to children, and we do not knowingly collect personal information from children under the age of 13. If you are a parent or guardian of a child under the age of 13, and you become aware that the child has provided us with personal information without your consent, please contact us at mistarjetas1@univision.net, or write to us at PO Box 111 Presque Isle, ME 04769.

10.2 Public Areas. We may provide areas on our Site where you can publicly post information about yourself, can communicate with others, or can review products, restaurants, and submit media content. This information may be accessible by other consumers and companies and may appear on other websites or web searches, and therefore this information could be read, collected, and used by others. For example, if you post your email address along with feedback about a product or service, you may receive unsolicited messages. We have no control over who reads your postings or what other users may do with the information you voluntarily post, so please use caution when posting any personal information.

10.3 Consent to Processing in the United States. By providing any PII to us, all Users, including Users in Canada and the member states of the European Union, fully understand and unambiguously consent to this Privacy Policy and to the transfer of such PII across international borders in accordance with our standard operations, including the collection, storage, and processing of such information in the United States of America.

11. Contacting Us

If you have questions or suggestions regarding this Privacy Policy or our privacy practices, please email us at mistarjetas1@univision.net. You may also send your request in writing to us at PO Box 111 Presque Isle, ME 04769.